Accounts Receivable Factoring

Accounts receivable factoring may help eligible businesses access working capital by converting unpaid customer invoices into potential cash flow.

You may be waiting on customer payments while still needing to cover payroll, suppliers, inventory, or operating expenses. Garland Capital LLC helps business owners review whether factoring may fit the situation.

Discuss invoice factoring options

Talk with a Garland Capital funding specialist

What Factoring May Support

• Payroll timing
• Supplier payments
• Inventory purchases
• Growth orders
• Slow-paying customer cycles
• Cash-flow gaps connected to unpaid invoices

What May Be Reviewed

Factoring review may include invoice quality, customer/payment history, accounts receivable aging, business profile, industry, and documentation.

Related Options

If factoring does not fit, compare:

• Working capital loans
• Purchase order financing
• Equipment financing

Financing options are subject to lender review, eligibility, documentation, credit profile, revenue, collateral, property type, industry, and program availability. Garland Capital LLC does not promise approval, funding, rates, terms, or timelines.